We have a very tight budget right now, so we talk to the kids a lot about how we don't have money for this or that. Alex is old enough that he does some extra chores around the house and therefore earns an allowance. We had been giving him 10 dimes a week (easy for teaching about tithing). We then, about 5 months ago, switched to giving him 10 quarters a week since he was doing more and harder chores. Well, we are broke, so we did had to cut it back to 10 dimes per week again. To break it to him we decided to have our FHE last night about finances and listened to part of a talk by Elder Robert D Hales called "Becoming Provident Providers Temporally and Spiritually." After it was over we explained a little and then asked Alex what he thought this talk meant....
A: "Well, like if I want to buy a dog and there is one that is lots of money. Then, I need to wait and save more and go to different stores and find another dog that is like the money I have for it. That is called saving."
I'd say that is a pretty darn good understanding of money for a 4 year old!!
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